Legal Services
Most adults in the United States have at least a little bit of debt. It can be in the form of credit cards, car loans, mortgages, student loans, or personal loans. Not all debt is bad; very few people are able to make large purchases such as buying homes or vehicles without taking on some debt. Paying your debt back on schedule helps build your credit, opening new financial opportunities. With the right planning and some luck, escaping debt is entirely possible. Unfortunately, circumstances change in life that make it difficult or impossible to repay our loans on time. That means you will need to file for bankruptcy or debt consolidation, which means you will also need the assistance of a bankruptcy attorney. At Kenneth S. Borcia & Associates, we are proud to be that attorney. Our team provides professional legal services to clients facing financial hardship throughout Waukegan, Zion, North Chicago, Antioch, Round Lake, Mundelein, Gurnee, IL, and the surrounding areas. Contact our office today to learn more or schedule an initial consultation.
Facing bankruptcy or financial hardships can be stressful. Fortunately, trusting an experienced team when you need legal services can help you navigate the process as smoothly as possible. Kenneth S. Borcia & Associates is here to help. Here are just a few of the benefits that come with working with our office:
If you have any questions about the legal services that our team provides to the greater Waukegan, IL area, please give our office a call!
Filing Chapter 7 bankruptcy is for individuals who cannot pay their existing debt. Debt such as credit cards, utility bills, and medical bills cannot be forgiven. Click here to learn more about our chapter 7 bankruptcy service!
Chapter 13 bankruptcy is like chapter 7 bankruptcy, but it does not involve the selling of your assets to help pay back your debt. Instead, you will be put on a chapter 13 payment plan that consolidates your debt and makes it possible to become debt-free. Click here to learn more about our chapter 13 bankruptcy service!
Foreclosure occurs when you have defaulted on your mortgage loan. This means that the bank is seeking to take ownership of the property from you. If your bank is attempting to foreclose upon your property, you will need the help of our legal services. Click here to learn more about how we can help you in the foreclosure process!
Debt consolidation takes multiple high-interest debts and consolidates them into one singular low-interest payment. It is a way to reorganize your debt and pay it off faster. Click here to learn more about debt consolidation!
Kenneth S. Borcia & Associates is a debt relief and bankruptcy attorney serving Waukegan, Antioch, and Lake County, IL. We have decades of experience helping individuals become debt-free. Our law firm offers many legal services for debt relief such as chapter 7 bankruptcy, chapter 13 bankruptcy, debt consolidation, and foreclosure. Contact us today to schedule your consultation!