Antioch, IL
Bankruptcy Lawyer Serving Antioch, IL
Bankruptcy affects thousands of Americans every year. There are many things that can cause people to go into financial debt, such as losing their job or getting injured. It is also easy for us to use our credit cards to purchase things that we simply cannot afford. Regardless of why you may be in financial difficulty, you do have options. A legal service professional can help you determine the best solution.
The village of Antioch, IL is home to over 14,000 people and is a vibrant community that features boutiques, bars, gift shops, eateries, and specialty shops. Despite this, many are experiencing financial hardship of all sorts. Credit card debts, personal loans, business loans, mortgages, and more can easily pile up and become too difficult to bear. Thankfully you have options that include debt consolidation and filing for bankruptcy. If you have questions about filing Chapter 13 or Chapter 7 bankruptcy, Kenneth S. Borcia & Associates would be happy to help you.
The Difference Between Chapter 7 and Chapter 13 Bankruptcy
Navigating the world of bankruptcy on your own can be overwhelming. There are many factors that go into deciding which type of bankruptcy you should file for. Here is a more in-depth look at the two types of filing we can help you with:
- Chapter 7: This type of bankruptcy gives you a fresh start. A Chapter 7 bankruptcy will completely get rid of all dischargeable debts, from medical bills to utility bills. This type is catered toward debtors who are unable to pay their existing debts.
- Chapter 13: The advantage of Chapter 13 bankruptcy is that it prevents you from losing your assets. If you are behind on mortgage payments or your car loan, this could be the right option for you. If you are eligible for Chapter 13 bankruptcy, you can make reduced bill payments through a court-appointed trustee. The court protects you from bill collector harassment, repossession of your furniture, and home foreclosures. Get assistance with filing Chapter 13 in Antioch, IL from Kenneth S. Borcia & Associates.
Contact Us Today for Debt Consolidation & Other Legal Services!
Kenneth S. Borcia & Associates proudly provides financially related legal services to the Antioch, IL area. When you are looking for a bankruptcy attorney that can help you with your financial troubles, turn to our team. One of our most common services is
debt consolidation. We can help you consolidate your credit card debt into affordable monthly payments. Our attorneys can also help you with filing chapter 7 and chapter 13 bankruptcy.
Contact us today to schedule your initial consultation!
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